Allahabad Bank: Salary & Allowances – Part I

Medical facilities and hospitalization expenses

Hospitalisation expenses will be reimbursed to an Officer in the bank to the extent of 100 percent in case of self and 75 percent in case of dependent members of family subject to certain ceilings/ as per joint note.
Reimbursement of expenditure for Indian system of medicine viz. Ayurvedic, Unani and Homeopathy is also permitted.

Medical Aid

Reimbursement of medical expenses to an Officer, in the specified grade, and his family members is made annually on the strength of the Officer’s own certificate/declaration of having incurred such an expenditure:-

An Officer may be allowed to accumulate unavailed medical aid so as not to exceed at any time 3 times the maximum amount of annual entitlement as provided in the aforesaid chart.
An Officer may draw medical aid at any time of the year on submitting a claim duly supported by his/her own declaration of the expenses.

Mediclaim Facilities:

For facilitating medical treatment under cash less facility, the Bank has entered into tie up arrangements with various hospitals in the country.

Domiciliary Treatment

Medical expenses incurred in respect of the following diseases which need domiciliary treatment as may be certified by the recognised hospital authorities and bank’s medical officer shall be deemed as hospitalisation expenses and reimbursed to the extent of 100% in case of an Officer and 75% in case of his dependent family members :-
Cancer, Leukaemia, Thalassemia, Tuberculosis, Paralysis, Cardiac Ailment, Pleursey, Leprosy, Kidney Ailment, Epilepsy, Parkinson’s Disease, Psychiatric disorder, Diabetes, Hepatitis-B, Hepatitis-C, Haemophilia, Myastheniagravis, Wilson’s Disease, Ulcerative Colitis, Epidermolysis bullosa, Venous Thrombosis (not caused by smoking), Aplastic Anaemia, Psoriasis and Third Degree Burns, Rheumatoid Arthritis, Hypothyroidism and Hyperthyroidism.
Note : (a) The cost of medicines etc. in respect of domiciliary treatment shall be reimbursed for the period stated in the Specialist’s prescription. If no period is stated, the prescription for the purpose of reimbursement shall be valid for a period not exceeding 90 days.
(b) Expenses incurred on radiotherapy and chemotherapy in the treatment of cancer and leukaemia shall be considered for reimbursement under domiciliary treatment to the extent of 100% in case of an Officer and 75% in case of his dependent family members.

Reimbursement of medical expenses incurred by the Officers while on duty

Whenever, unfortunately, any Officer meets with an accident while on duty, he is not only sanctioned
100% medical expenses but also granted special leave for the period of his indisposition. It is needless to
add that there should not be any contributory negligence on the part of the Officer relating to the accident.

Festival Advance (12000 /PA/2012-2013/ 33 dated 20.07.2012)

All Officers in the bank’s service are entitled to claim interest-free festival advance of one month’s emoluments (Basic pay, D.A, Spl. Allowance etc. but excluding HRA & CCA) rounded off to the nearest thousand, subject to maximum of Rs 30,000/-, which is required to be repaid in 10 equal instalments. Festival advance is normally considered for Durga Puja, Diwali, Christmas, Holi etc.